Harris & Harris is calling from (312) 893-4813. They are calling you because they believe you owe their client money.
Harris & Harris collects parking ticket debt for cities like Chicago, unpaid tolls for the state of Maryland, hospital bills for health systems like Advocate Health Care, past due utility bills for utility companies and cell phone debt for telecom carriers. The question is, do you actually owe the debt?
Harris & Harris, Ltd. is a Chicago-based third-party debt collection agency. The company has been around since 1968 and is a private equity-owned national firm. According to Zoominfo, they make $105.7 million per year.
What is Harris & Harris?
Third-party debt collection agency
Government-contract debt collection agency
Where is Harris & Harris located?
Harris & Harris headquarters: 111 W. Jackson Blvd, Chicago, IL
Industry specialties: Government and municipal debt, Healthcare and medical debt, Toll violations, Utilities, Telecom, Banking
What is Harris & Harris’ corporate structure?
Harris & Harris is majority-owned by private equity firm Clarion Capital Partners. The New York-based investment fund acquired a majority stake in the Chicago collection agency in 2019.
How big is Harris & Harris?
Harris & Harris employs around 709 people across its Chicago headquarters and Dallas office.
What are some notable Harris & Harris clients?
Harris & Harris clients include: District of Columbia Central Collection Unit, City of Los Angeles, State of Maryland, Providence Health & Services, Advocate Health Care, Florida Department of Transportation (SunPass).
Harris & Harris Ratings
BBB rating: A+ accredited, but customer review rating of 1.1/5 stars
CFPB complaints: Over 1,800 complaints filed in the last year
A History Harris & Harris calls
What do you get when you combine a high volume debt collection agency and an autodialer? If you suspect the calls from 312-893-4813 are relentless, you are not alone. This phone number has racked up 29,654 tracked calls and 162 consumer reports on RoboKiller, with the most recent call logged on February 7, 2026.
Consumer comments across different platforms offer a consistent description of the caller experience: Automated calls, Calls to non-debtors, Calls that continue even after consumers have requested removal.
In February 2024, Washington State Attorney General Bob Ferguson announced a $1 million settlement with Harris & Harris after the agency mailed 294,652 collection notices to 166,872 patients on behalf of Providence Health & Services without including the legally required charity care notice. The AG imposed a $125,000 penalty for each future violation.
Separately, Nomorobo filed a TCPA lawsuit alleging Harris & Harris placed 16,554 robocalls to its phone lines over four years, seeking $49.66 million in damages.
Why is Harris & Harris calling me?
What types of debts does Harris & Harris collect?
Harris & Harris is a third-party debt collector. They don’t lend money, but rather collect it on behalf of other companies that say you owe them. Harris & Harris clients include: Government agencies collecting parking tickets and toll violations, Hospitals collecting unpaid medical bills, Utility companies collecting past due bills, Telecom carriers collecting cell phone bills.
The State of Maryland awarded Harris & Harris a contract that assigned the agency between 750,000 and 800,000 outstanding toll debt accounts statewide. The person calling you does not work for the State of Maryland and is not aware of the particulars of your debt. Your name is on a computer file and that file is being processed by an automated system designed to contact you.
Wrong number? Doesn’t matter
They called the wrong person. It’s one of the most common complaints about calls from 312-893-4813. One RoboKiller user logged a complaint on December 4, 2024:
“I got this new phone number from Verizon and it started right away. The person that had this number must have owed a lot of persons. I’m gettin around 10 call from different phone numbers to my phone.”
It’s not an isolated incident. Another consumer on YouMail stated simply: “Attorney debt collector. I have no debt.”
On 800notes, yet another reported: “Harris and Harris debt collector and I have no debt! Credit rating high!”
These consumers are innocent bystanders in a debt collection operation that values quantity over quality.
Their tactics
How are they pressuring you to pay?
The urgency trap
You don’t have to answer calls from 312-893-4813 to recognize the sense of urgency. You can hear it in the prerecorded voicemail left by the agency. The message has been transcribed by both RoboKiller and YouMail:
“This is Angela Adams calling from Harrison Harris Limited. Please contact me or any of our representatives at (833) 633-1313.”
They make it sound important. They make it sound urgent. They want you to feel like you need to call them back right now.
You don’t. That urgency is fabricated. The minute you return their call, you’re giving them information. You may be confirming your cell phone number. You may be confirming your identity. You may be acknowledging you’re aware of the debt. You may be restarting a clock that’s working in your favor.
Credit score threats and lawsuit bluffs
The underlying threat of any debt collection call is the damage it will do to your credit score or the threat of a lawsuit. Here’s the truth.
A collection account can remain on your credit report for seven years from the original delinquency date whether you talk to the collector or not. Paying a collection or acknowledging it does not remove it from your report.
As for the lawsuit threat, the likelihood a debt collection agency will file a lawsuit against you is low. Harris & Harris manages hundreds of thousands of government and medical collection accounts. They’re not staffed to file lawsuits for every unpaid parking ticket or medical copay. The lawsuit threat is a tactic. It’s not a business model.
What are consumers saying about 312-893-4813?
A pattern of robocalls and ignored requests
According to CallerSmart, 71.43% of reports identifying the phone number as a spam caller describe the calls as robocalls. The calls peak on Thursdays at 1 p.m. EST.
ShouldIAnswer reports 20 user reviews with a negative rating. On 800notes, one consumer described the experience bluntly:
“Continually calls from multiple unknown numbers — despite requests to stop! Never leaves a message. Calls extremely early in the morning — before 8 a.m.”
Calling before 8:00 a.m. may be a violation of your rights under the FDCPA, which dictates the hours debt collectors can lawfully contact you.
The pattern is consistent across BadCollector.com: consumers report Harris & Harris makes repeated calls to non-debtors who have requested they stop calling, fails to disclose it is a debt collection agency, and makes calls using prerecorded messages.
Hundreds of extensions, one goal
One of the most telling BadCollector.com reviews was posted by a YouMail user on November 30, 2024:
“I don’t know if there’s a way with youmail that you can just block the name of the company since they have hundreds of extensions they could just keep harassing you with.”
The user raises a critical point about collection calls. Blocking 312-893-4813 may not block the caller. Harris & Harris has hundreds of phone numbers and extensions in its arsenal. They can — and will — continue to call you from different numbers. That’s why blocking the calls doesn’t work. You’re treating the symptoms, not the problem.
The problem isn’t the calls. It’s the collection account reporting on your credit report.
How do I make the calls stop without calling them back?
Why you shouldn’t call them back
Your gut reaction is to call 312-893-4813 and tell them to stop calling you. That’s a natural response, but it’s also exactly what they’re hoping for. When you initiate a call to the agency, you’re providing them with information whether you realize it or not. You may be confirming your cell phone number. You may be confirming your name. You may be acknowledging you’re aware of the debt.
Many debts on the collection agency’s books are commodities, not moral obligations. They’ve been bought, sold and assigned. The person calling you may not have the paperwork to prove you owe the debt, and that’s where you, the consumer, have the leverage.
The credit report dispute strategy
The best way to stop calls from Harris & Harris is to dispute the collection account on your credit report. The FCRA affords you the right to dispute any credit reporting item you believe is inaccurate, unverified or incomplete.
When you dispute the account, Harris & Harris must verify the debt and provide supporting documentation. If the agency fails to meet its obligations in the allotted timeframe, the account must be deleted.
You’d be surprised how often debt collection agencies fail to verify collection accounts. Between the volume of accounts and the documentation issues that come with debt portfolios changing hands multiple times, many reported accounts cannot be verified when challenged.
A credit repair expert understands what’s required to verify a debt and how to escalate if the collector doesn’t comply. Time is of the essence. An uncontested collection account on your credit report is going to do more damage over time than a collection account that’s in dispute. The sooner you initiate a dispute, the sooner you minimize the risk of further damage.
Conclusion
The calls from 312-893-4813 aren’t going to stop. Harris & Harris is a high volume debt collection agency with private equity funding and government contracts worth tens of millions of dollars. They’re going to keep calling you from this number and the hundreds of other numbers and extensions at their disposal until something changes on the back end.
That something is your credit report. A credit repair expert can help you dispute Harris & Harris accounts, force the agency to verify its claims with actual documentation and ultimately remove accounts it cannot verify.
You didn’t ask for these calls. Let us help you make them stop. Contact FightCollections.com today.
